11+ Easy Tips Is 644 Credit Score Good. Fico scores range from 300 to 850. Since you’re so close to a 660 credit score, waiting.
A 644 fico ® score is a good starting point for building a better credit score. A 644 credit score is not a good credit score, unfortunately. A score of 644 means some lenders will be reluctant to loan you money or approve you for credit.
For Example, Equifax Credit Score Ranges, From Excellent To Poor, Are:3.
You are considered a low credit risk by institutions and would generally qualify for the lowest interest rates and (27). As you can see below, a 644 credit score is considered fair. You should be able to get a car loan with a 644 credit score without a problem.
The Score, However, Will Impact Your Finances Negatively As Your Credit Report Will Indicate To The Lenders That You Have A High Risk Of Defaulting Your Debt.
644 fico score 700 and above: A 644 credit score is below average, but it’s not far off from a good credit score. You may be able to get a secured credit card that requires a security deposit.
You Need A Score Of At Least 700 To Have Good Credit.
A 644 score isn’t going to give you the best interest rates or terms. There’s too much risk for a car lender without charging very high interest rates. Your credit score is a number representing your creditworthiness.
A 644 Credit Score Is Not A Good Credit Score, Unfortunately.
Credit score ranges can get more complicated after that, because there are many more than just the two most popular credit scoring models. So, if a vehicle is going for $18,000, it will cost individuals with poor credit $377 a month for a sum of $22628 for. But a 644 credit score isn’t bad, either.
A 644 Credit Score Is Generally A Fair Score.
A credit score of 644 is considered to be a fair (ranges from 580 to 669 fico® score) credit score. As you can see below, a 674 credit score is considered good. What can a 644 credit score get you?