7+ Easy Ways How Long Does A Chapter 13 Stay On Your Credit. Which is better chapter 11 or chapter 13? Chapter 13 bankruptcy stays there for seven years, while chapter 7 is there for 10 years, and you should see your credit score recover throughout the years given you don’t have any financial.

Chapter 13 bankruptcy, also known as wage earners bankruptcy, is for people who earn too much to qualify for chapter 7 but not enough to meet creditors immediate payment requirements. Returning to good credit after bankruptcy. A chapter 13 bankruptcy stays on your credit reports for up to seven years.
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